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Provacy Policy
 
Ownership and Operation
This web site belongs to and is controlled by BRAND EXPERT. Your use of this web site constitutes your agreement with BRAND EXPERT to be bound by, and to act in accordance with these terms of:

General
BRAND EXPERT respects the privacy of every individual who visits our websites. This Privacy Policy outlines the information BRAND EXPERT will collect and how we will use that information. This Statement will also instruct you on how you can verify the accuracy of your personal information submitted to BRAND EXPERT through this website and how you can request that we delete your personal information from our databases.

Security
BRAND EXPERT is committed to keeping secure the data you provide us and will take reasonable precautions to protect your personal information from loss, misuse or alteration. Agents or contractors of BRAND EXPERT who have access to your personal information in connection with providing services are required to keep the information confidential and are not permitted to use this information for any other purpose than to carry out the services they are performing for BRAND EXPERT

Contacting Us Regarding Your Personal Information
If you have submitted personal information through our BRAND EXPERT website, or if someone else has submitted your personal information through a BRAND EXPERT website, and you would like to have that information deleted from our marketing databases, please contact us via e-mail at info@sa-BrandExpert.com or send a letter to our Privacy Compliance Coordinator at 206 Del Monte Avenue, S.F.D.M. Quezon City, 1105 Philippines We will then use reasonable efforts to remove your personal information from our files.

NO WARRANTY
BRAND EXPERT MAKES NO REPRESENTATION OR WARRANTY AS TO THE ACCURACY OF ANY INFORMATION CONTAINED ON THIS SITE AND EXPRESSLY DISCLAIMS ANY OBLIGATION TO UPDATE SAID INFORMATION. BRAND EXPERT FURTHER ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OF THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED TO YOU "AS IS" AND "AS AVAILABLE".

Intellectual Property
Please note that it is BRAND EXPERT policy to enforce its intellectual property rights to the fullest extent of the law, including seeking criminal sanctions. The trademarks, logos and service marks (collectively, the "Trademarks") displayed on this site are registered and unregistered trademarks which are owned or licensed by BRAND EXPERT or their affiliated companies. Nothing on this site should be construed as granting, by implication or otherwise, any license or right in or to the intellectual property without the express written permission of BRAND EXPERT. In addition, any reproduction, retransmission, modification or use of this site's contents for other than personal, non-commercial purposes requires the prior written consent of BRAND EXPERT.

BRAND EXPERT PRODUCTS
Please note: Products of S A Group of companies are available in many parts of the Philippines. However, this site may describe or depict products that are not available in your particular province. These depictions are for informational purposes only and do not represent that such products, trademarks or patents are available in your particular provinces. Information BRAND EXPERT publishes on the World Wide Web may contain references or cross references to BRAND EXPERT products, programs and services that are not announced or available in your country. Such references do not imply that BRAND EXPERT intends to announce such products, programs or services in your country. Consult your local BRAND EXPERT business contact for information regarding the products, programs and services which may be available to you.

BRAND EXPERT Privacy Promise for Consumers
While information is the cornerstone of our ability to provide superior service, our most important asset is our customers' trust. Keeping customer information secure, and using it only as our customers would want us to, is a top priority for all of us at BRAND EXPERT. Here then, is our promise to our individual customers:


  • We will safeguard, according to strict standards of security and confidentiality, any information our customers share with us.


  • We will limit the collection and use of customer information to the minimum we require to deliver superior service to our customers, which includes advising our customers about our products, services and other opportunities, and to administer our business.


  • We will permit only authorized employees, who are trained in the proper handling of customer information, to have access to that information. Employees who violate our Privacy Promise will be subject to our normal disciplinary process.


  • We will not reveal customer information to any external organization unless we have previously informed the customer in disclosures or agreements, have been authorized by the customer, or are required by law.


  • We will always maintain control over the confidentiality of our customer information. We may, however, facilitate relevant offers from reputable companies. These companies are not permitted to retain any customer information unless the customer has specifically expressed interest in their products or services.


  • We will tell customers in plain language initially, and at least once annually, how they may remove their names from marketing lists. At any time, customers can contact us to remove their names from such lists.


  • Whenever we hire other organizations to provide support services, we will require them to conform to our privacy standards and to allow us to audit them for compliance.


  • For purposes of credit reporting, verification and risk management, we will exchange information about our customers with reputable reference sources and clearinghouse services.


  • We will not use or share - internally or externally - personally identifiable medical information for any purpose other than the underwriting or administration of a customer's policy, claim or account, or as disclosed to the customer when the information is collected, or to which the customer consents.


  • We will attempt to keep customer files complete, up-to-date, and accurate. We will tell our customers how and where to conveniently access their account information (except when we're prohibited by law) and how to notify us about errors which we will promptly correct.



We will continuously assess ourselves to ensure that customer privacy is respected. We will conduct our business in a manner that fulfills our Promise.